The National Training Centre’s code of ethics requires that all NTC graduates who are actively working with the public, hold a professional indemnity insurance policy which covers them against legal action taken by a client as a result of an injury which was received by following the graduate’s professional advice. Graduates who are working on private premises may also need to hold public liability insurance if such cover is not held by the owners of the premises.
The National Training Centre have a customised insurance scheme with discounted rates available exclusively to those who have qualified with NTC. The policy is one of the broadest available including many important features that other policies may not offer.
The policy has been arranged through Balens Ltd and the insurer for the scheme is the Zurich and DAS Legal Expenses.
Balens are a very well established, fourth generation family-run business dedicated to looking after health professionals. They are built on solid roots going back to 1950 and are pioneers in the development of top quality cover for all types of health professionals with special rates and industry leading cover that has been developing and improving over 22 years in this speciality.
The scheme will cover thousands of other therapies/activities you may require cover for and many at no extra premium subject to suitable qualification held.
Some of the features covered in the policy consist of Medical Malpractice, Professional Indemnity, Public Liability, Product Liability, Loss of Reputation, Breach of Intellectual Property, Client Confidentiality Protection, Loss of Documents cover, First Aid cover as well as Good Samaritan Acts.
The indemnity limit is €4,000,000 per claim for the Republic of Ireland.
Unlike some other policies on the market, an unlimited number of claims may be made for any year and unlimited legal defence costs are also included.
Also included, at no extra charge, is retroactive cover to pick up any previous insured work.
Temporary cover abroad (excluding USA/Canada which is available on request) is available with no time restrictions and at no additional premium as long as you are a UK/Ireland resident.
If you cease to practice Balens include unlimited run off cover which means the policy will always be in place if a claim was made after you stop the policy running and this is also free of charge.
For further information or proposal form, please contact Balens directly on 00441684 580771 or e-mail- [email protected]
